CREDIT ANALYSIS AND LOAN MANAGEMENT

Duration: 2 Days

OBJECTIVES

Upon completion of the programme, participants will be able to:

• Identify and apply the banks’ credit policies, credit review approach and the BOT guidelines related to lending.
• Use effectively the various credit facilities available in the banks.
• Analyse and Interprete basic financial statements.
• Understand procedures for securities documentation, registration, release and realization.

CONTENT

• Interpretation of financial statements.
• General lending considerations.
• Asset quality of a portfolio (including portfolio risk, delinquency rate etc.).
• Bank examination approach.
• Project appraisal.
• Loan administration/ documentation and disbursement.
• Securities.
• Loan/credit supervision.
• Classification and provision for bad and doubtful debts.
• Legal aspects of loan recovery.
• Experience of Lending from various banks.

TARGET GROUP

Accounts Managers/ Officers, Credit Managers/Officers and Operations Managers.

FORMAT

Lectures, group discussions and case studies