CONTINUING BANKING EDUCATION TRAINING PROGRAMMES

PRINCIPLES OF LENDING Duration: 2 days OBJECTIVES Upon completion of the programme, participants will be able to: • Understand lending principles. • Be aware of risks involved in lending. • Understand different types of credit products. • Understand different types of securities. • Understand different types of covenants. CONTENT (i)   Principles of Good Lending.       - Fundamental credit principles.       - Basic credit factors.       - The credit process.       - Fundamentals of risk management.       - Types of lending.       - Evaluation. (ii)  Securities.       - Types of securities.       - Features and attributes of a good security.       - Assessment of securities. (iii) Covenant.       - Types of covenants. TARGET GROUP Credit Officers with up to one year of corporate lending and/or two years of retail experience. FORMAT Lectures, group discussions and case studies.